Whether you are a homeowner or a real estate investor, you may have been watching the market. The past few years have been unusually hot. In many regions, the price increase has been excessive. After the market downturn, many properties are still selling well.

One thing that currently benefits many sellers is the fear of where the market is going. In areas with moderate exchange rates, rising interest rates are forcing some buyers to buy properties before they can afford them. Many consumers worry about overpaying when they wait too long.

While interest rates are rising, they are still at a very low point. They weren't up enough to knock most potential buyers out of the market. Add in new loan programs aimed at lowering your monthly payments and you will find that there aren't a lot of people shying away from buying.

Most buyers buy because they are ready, not when the market is ready.

Are you ready to move on? Do you have substantial equity in your home? Is your home in good shape?

If you answered yes to all three questions, you are likely ready to sell your home. You can get an idea of ??what your neighbourhood market looks like for yourself. Check out homes that are similar in style, size, and age and location See how long they stay in the market.

The market is an interesting force. The thing is, we tend to focus on what you're doing now rather than looking at general trends. Does rising interest rates really hurt the consumer when it comes to the possibility of foreclosure? Even when interest rates fell, foreclosure rates rose. Maybe they are not bound as we think they are.

What determines whether to sell a house or not? 

Consider your work situation, income level, age, family and all other factors that are important to your daily life. 

So are you ready to sell your home?