When it comes to buying a house, we all know that a mortgage is what takes most of our salary: Although these are the highest costs, renting is far from the only cost of owning a home. There are different types of small things that increase small costs, small costs that end in big ones.
Property Taxes: In the simplest terms, property tax is imposed on property that is owned either on a group or individual basis. This is usually directly related to the price of the property In most cases, property owners pay property tax every year.
Property Insurance: We have health insurance, we have car insurance, and if we have a house, we must have property insurance. Like health and car insurance, real estate insurance insures your home against catastrophic events caused by Mother Nature or bad human behaviour. Property insurance can take different forms to cover different risks. These may include fire insurance, flood insurance, earthquake insurance and storm insurance.Home Associat ...

When it comes to mortgages and renovations it is important that you have your financing in place before you take the sledge hammer out of the garage! Lenders do not like coming into play half way through a renovation. Planning is essential to ensure you will have enough funds to cover the renovation costs. 

Did you know there are mortgage products available that may help you with the costs of renovations above the 80% loan-to-value refinancing rule. The Refinance Plus Improvements Mortgage is a great way to incorporate the costs of improvements into your mortgage. 

Here’s a list of typical Refinance Plus Improvements Guidelines: 

1. The improvement funds above the 80% loan-to-value mark for the current as-is market value of your home will be held back by the lender until your renovations are complete. 

2. Lending value is based on an Appraisal that states the As-Is Complete Value 

3. You will need quotes upfront for the proposed improvement ...

PREPARING YOUR HOME FOR SALE
In order to present your home in its best possible light, we believe it is important to make sure that every part of your home looks its absolute best. Because in today's market, the one that shows the best is the one that will stand out from the rest. Therefore, it is important that every showing counts the most!   

LIVING/FAMILY ROOM

Keep coffee tables clear

Remove any family photos
Remove religious photos
Keep furniture at a minimum
Store all toys out of sight
Organize open shelves
Decorate & Organize
Apply Air freshener

DINING ROOM

Keep dining tables clear except for one nice centerpiece
Remove extra chairs from the table and dining room
Add candles to the room

KITCHEN

Clear all items from kitchen counters
Clean all appliances, inside and out
Remove all magnets, pictures, and messages from the refrigerator
Clear away any papers, mail or newspaper that may have accumulated on countertops
Remove any pet ...

Don't Miss This Opportunity!!
**IF YOU APPRECIATE VALUE COME SEE THIS HOME!**

You Are Invited to Join Us This Sunday, October 13th 2:00 -4:00 PM to View This Amazing Property.
?? 4 BEDROOM AND 4 BATHROOM
?? FULLY FINISHED BASEMENT WITH SEPARATE ENTRANCE
?? BASEMENT WITH REC/THEATER ROOM COMPLETE WITH SURROUNDED SOUND IN-WALL SPEAKERS
?? FULL SPA; indoor Hot tub & Sauna
?? DETACHED WORKSHOP
?? And, many more...
??13121 62B Ave, Surrey??
For more details
?? Call Us directly at 604-551-5287.
Sonny Bhinder Home Selling Team
Century 21 Coastal Realty Ltd. ...

                                              
2 bedroom, 2 bathrooms end unit with great features. The unit offers an amazing kitchen with Quartz counter-tops, stainless
steel appliances, sleek cabinets, glass tile back-splash, self-close drawers and breakfast bar. Laminate and engineered tile
flooring, spa-inspired bathrooms, gorgeous vaulted ceilings & courtyard view. This luxurious urban inspired condo has it all
and it is close to great restaurants, schools, transit, shopping and many more. The building also has Awesome amenities
including a gym and guest suite

Call Us Today @ 604.593.5055