Whether you are a homeowner or a real estate investor, you may have been watching the market. The past few years have been unusually hot. In many regions, the price increase has been excessive. After the market downturn, many properties are still selling well.

One thing that currently benefits many sellers is the fear of where the market is going. In areas with moderate exchange rates, rising interest rates are forcing some buyers to buy properties before they can afford them. Many consumers worry about overpaying when they wait too long.

While interest rates are rising, they are still at a very low point. They weren't up enough to knock most potential buyers out of the market. Add in new loan programs aimed at lowering your monthly payments and you will find that there aren't a lot of people shying away from buying.

Most buyers buy because they are ready, not when the market is ready.

Are you ready to move on? Do you have substantial equity in your home? Is your home in go ...

There's a lot to anticipate as a first-time homebuyer, from searching houses online to visiting prospective neighbourhoods. But after the underlying energy of choosing to dive in, what comes next? How long will it be before you're choosing paint tones and acquainting yourself with the neighbours?
Here are the 5 essential tips to assist you with your homebuying
Determine how much you can afford

Consider what your monthly payments are today and what they will be after you bought the house. These includes:
Income
Debt
Credit Score

Closing Cost

Get Pre-approved 

Getting pre-approved means that a lender has reviewed your income, expenses, and credit report and has conditionally agreed to approve you to loan an amount of money for a mortgage. Here are the 5 things you'll need for pre-approval:
Proof of Income
Proof of Asset
Good Credit
Employment Verification
Documentation 

Find A Realtor
Most first-time homebuyers want to work with a real estate agent. An ...